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Free tool

Cash Flow Forecaster

Enter your starting cash, revenue, growth, and expenses, and I'll project the next 12 months across optimistic, base, and pessimistic scenarios — so you can see, before it happens, whether and when cash gets tight.

Starting point

What you have today and what comes in and out each month.

$
$
%
$

Revenue compounds each month at the growth rate you set. Expenses are the steady monthly costs that don't change — add irregular costs below.

One-off expenses

Big irregular costs tied to a specific month — a deposit, equipment, a tax bill.

No one-off expenses added. This section is optional.

Scenario adjustments

How much better or worse growth might run than your base case.

pts
pts

These defaults (±2 points) are illustrative — replace them with your own sense of how much growth could swing. The optimistic scenario adds these points to your base monthly growth; the pessimistic scenario subtracts them.

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Unlock the full 12-month forecast for all three scenarios, the runway callouts, the month-by-month table, and a CSV download.

Tip: fill in your starting cash, revenue, and expenses on the left for a complete forecast.

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